Obituaries

Mary McDowell
D: 2017-08-18
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McDowell, Mary
Kenneth Drozdzal
B: 1957-08-01
D: 2017-08-17
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Drozdzal, Kenneth
Harold Roberts
B: 1937-01-01
D: 2017-08-15
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Roberts, Harold
Constance Burkart
B: 1950-01-09
D: 2017-08-11
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Burkart, Constance
Benjamin Karz, Jr.
B: 1941-05-11
D: 2017-08-10
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Karz, Jr., Benjamin
John Dana
B: 1932-05-02
D: 2017-07-25
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Dana, John
Preston Robinson
B: 1922-09-07
D: 2017-07-24
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Robinson, Preston
Wendy Hornberger
D: 2017-07-22
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Hornberger, Wendy
David Spenziero, Sr.
B: 1963-03-25
D: 2017-07-21
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Spenziero, Sr., David
Edward Furlani
B: 1982-02-24
D: 2017-07-19
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Furlani, Edward
Joseph Annello, Jr.
B: 1935-08-14
D: 2017-07-13
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Annello, Jr., Joseph
Nancy Brooks
B: 1936-03-12
D: 2017-07-12
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Brooks, Nancy
Nancy Warner
B: 1946-07-09
D: 2017-07-10
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Warner, Nancy
Quentin Wilburn
B: 1925-10-18
D: 2017-07-09
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Wilburn, Quentin
Loraine Farrell
B: 1930-12-05
D: 2017-07-07
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Farrell, Loraine
Vincent Janenka
B: 1921-12-30
D: 2017-07-05
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Janenka, Vincent
Maureen Sleasman
B: 1940-11-04
D: 2017-07-03
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Sleasman, Maureen
Sr. Joyce Ross, RSM
D: 2017-06-19
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Ross, RSM, Sr. Joyce
Eleanor Hill
D: 2017-06-15
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Hill, Eleanor
Jeffrey Salisbury
B: 1959-04-26
D: 2017-06-13
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Salisbury, Jeffrey
Dolores Pratt
B: 1935-07-03
D: 2017-06-10
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Pratt, Dolores

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Pre-Payment Options

OPTIONS FOR FINANCING FUNERALS

A funeral is an essential expenditure, and a little planning will eliminate the uncertainty of costs and payment. If you don't plan for funeral expenses, you run the risk of your family having to ask friends and relatives to share an unexpected financial burden, which can put everyone in an embarrassing and uncomfortable position. And if you borrow money, it has to be repaid.

Here are some options for financing funerals:

Pre-Need Insurance

Pre-need plans are designed to cover the expenses associated with your death and funeral. Pre-need insurance companies such as Homesteaders Life and Fortis Family offer several payment options to give you flexibility.

Annuities

Generally, annuities allow for the money you pay to be invested. Interest is earned which will, over time, increase the amount of money available to pay for your funeral.

Life Insurance

A traditional life insurance policy can meet several needs--pay off loans, fund education costs, and provide for living expenses, as well as funeral expenses.

Bank or Funeral Trust

A funeral trust is similar to a savings plan. The earnings on funeral bank trust funds are taxed every year, and paid either by the family or by the trust itself.

Savings Account

Beware with this strategy. A long illness can easily deplete short-term savings, while taxes and early withdrawal penalties can reduce long-term savings.


For more information on funeral pre-planning and pre-funding, contact us.